Anglia Advisors
Financial Planning. Re-imagined
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Portfolio Management

Portfolio Management

Professional Portfolio Management

Professional money management is finally available to everybody at an affordable price, with no minimum investment level required, through Anglia Advisors.

High quality, low-cost, tax-optimized professional investment management by a Wall Street-experienced, fiduciary CERTIFIED FINANCIAL PLANNER™ professional, both in terms of portfolio construction and oversight. Following our own proprietary risk analysis, clients are assigned their own personalized Anglia Risk Score. Available as a stand-alone asset management service (with no financial planning involved), as an integrated part of our Financial Plan or added as an optional service following an Hourly-Based Single Session, every portfolio is individually assessed, asset-allocated, invested, managed, rebalanced and monitored according the client’s particular circumstances, risk tolerance/capacity, time horizon and financial goals and based on Anglia Advisors' Core Investment Policy.

While this platform is ideal for younger professionals in their 20s, 30s and early 40s or so-called HENRYs (High Earners, Not Rich Yet), it is also the perfect investment option for fee-conscious individuals of any age or families at any generational stage with significant investable assets. We can provide highly cost-effective, evidence-based, understandable yet extremely compelling investment management with full fee-transparency and without any of the unnecessary and expensive injections of product complexity and commission-generating, conflicted security selection and excessive trading in search of transaction fee income offered by most investment advisors.

These other advisors who work at the brokerage houses, banks, credit unions and insurance companies are not fiduciaries and are incentivized to get you invested in as many of the particular products that pay them the highest commission as possible, regardless of what your individual goals and needs may be. They can be a potentially real danger to the wealth and well-being of all the investors they work with.

NOW AVAILABLE: "Held Away" Account Management

As well as portfolios available to be directly managed on the Anglia Advisors platform as described above, we are also able by means of advanced technology to analyze, assess, allocate, fully manage, rebalance and provide oversight to accounts held elsewhere, including existing, in-force, current 401ks, 403bs, 457 Deferred Comp Plans, Federal Thrift Savings Plans as well as accounts and IRAs held at other providers such as Schwab, Fidelity, Vanguard, TD Ameritrade, E-Trade etc.

This eliminates the necessity to liquidate existing accounts and move them to a new platform in order to have assets professionally managed and also provides our clients with the highly unusual opportunity to have their existing, current workplace retirement plan fully analyzed, allocated, managed, rebalanced and overseen by a CERTIFIED FINANCIAL PLANNER™ professional.

Management fees for Held Away Management are the same as for directly managed assets on our platform (see below) but are the “held away” portion will be assessed quarterly by means of invoicing.

Important note: Held Away accounts might not permit access to some of the features of directly managed accounts described above and below since they are subject to the maybe-more-restricted menu of features offered by the provider.

FEATURES AND PRICING

 
 

This schedule shows the maximum management fee rates, the Firm may from time to time choose to reduce these rates in particular circumstances. These management fees apply to the aggregate of assets managed directly and managed “held away assets” and break points are calculated using this total. Allocations and investments are made in accordance with the firm’s Core Investment Policy Statement and following exploration with the client concerning their circumstances, goals, objectives, concerns, anticipated lifestyle changes, time horizons, family dynamics and other relevant information. Clients are responsible for fees associated with the ETFs or mutual funds held within the account, but the firm very specifically works to keep these fees to a minimum by the almost exclusive use of low cost index funds. Management fees are quoted in percent of assets managed on an annualized basis and are assessed quarterly by means of direct deduction from the account balance in the case of directly-managed assets and by means of an invoice in the case of “held away”asset management. For example, $10k managed carries a management fee of $98.00 per year (0.98%) and the client will be billed $24.50 per calendar quarter. Lower management fee levels are achieved by the total balance exceeding higher discount break points (such as at $250k or $1.5m) and are then applied to the whole balance (back to dollar zero) and not just to the amount by which the break point is exceeded. The managed assets of married couples or those in committed partnerships living in the same household can be aggregated for the purposes of achieving discount break points more quickly. For directly managed assets, management fees are automatically deducted from balances on a quarterly basis. For Held Away accounts, quarterly management fees will be invoiced for.

Classic or Plus Financial Plan or Monthly Member clients may be eligible for a discount on this service.

Important note: As a Registered Investment Advisory firm, Anglia Advisors is not permitted to give direct tax or legal advice, but is permitted to broadly describe the tax or legal landscape in which the client may be operating.