Anglia Advisors
Financial Planning. Re-imagined
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Portfolio Management

Portfolio Management

Professional Portfolio Management

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Professional money management is now finally available to everybody at an affordable price, with no minimum investment level required.

High quality, low-cost, tax-optimized professional investment management by a Wall Street-experienced, fiduciary CERTIFIED FINANCIAL PLANNER™ professional. Available as a stand-alone asset management service (with no financial planning required), as an integrated part of our Financial Plan or added as an optional service following an Hourly-Based Single Session, every portfolio is individually assessed, asset-allocated, invested, managed, rebalanced and monitored according the client’s particular circumstances, their personalized Risk Number, time horizon and financial goals, and based on Anglia Advisors' Core Investment Policy.

While this platform is ideal for younger professionals in their 20s, 30s and early 40s or so-called HENRYs (High Earners, Not Rich Yet), it is also the perfect investment option for fee-conscious individuals of any age or families at any generational stage with significant investable assets, who are looking for highly cost-effective, simple, understandable yet extremely compelling investment management with full fee-transparency and without any of the unnecessary and expensive injections of product complexity and commission-generating, conflicted security selection and over-trading offered by most investment advisors at the brokerage houses, banks, credit unions and insurance companies who are not fiduciaries required to place their clients' best interests above all, but are essentially just financial product salesmen, riddled with conflicts of interest and, frankly, can be a potential danger to the wealth and well-being of their clients.

YOU GET: 

  • Assessment, asset allocation, management, rebalancing and ongoing portfolio monitoring is carried out by a qualified, fiduciary CERTIFIED FINANCIAL PLANNER™ professional with over 25 years experience in the financial markets in London and on Wall Street and who is required by law to act only in his clients' best interests

  • Portfolio management fees that are significantly below the national asset management averages paid by clients who even lack access to many of the features of this platform. Management fees are discounted even further when Professional Portfolio Management is combined with

  • No minimum investment level required and available, if desired, as a stand-alone investment management service with no accompanying extensive broad financial planning services

  • Widely diversified portfolios in terms of domestic/international/emerging markets stocks/bonds/REITs, large/mid/small cap companies, also diversified by different investment strategies.

  • Clients can be invested in over 10,000 different global securities

  • Multiple various investment strategies available; all ETF-only, cost-conscious and broadly diversified:

    • Available High Diversification/Low Cost portfolios (Betterment)

    • Available Socially Responsible Investing (SRI)/Environmental, Social and Governance (ESG) low-cost portfolios

    • Available Factor-Based (“Smart Beta”) portfolios (Goldman Sachs)

    • Available Momentum/Value-Oriented portfolios (Cambria Trinity)

    • Available Income-Based portfolios

    • Available Internationally-Focused portfolios

    • Available Vanguard ETF-only portfolios

    • Available algorithmic, rules-based Tactically Managed portfolios

  • Your advisor has all his personal investments, and those of his close family for whom he manages money, fully invested on exactly the same platform and in the very same kind of portfolios that he will be recommending to you

  • Exclusive use of highly diversified, low-cost, liquid, tax-efficient exchange traded funds (ETFs), rather than commission-generating expensive mutual funds, load funds, variable deferred annuities, UITs, MLPs, hedge funds, any individual stocks, any individual bonds or unnecessarily complex financial instruments

  • Determination of your personalized Riskalyze Risk Number. This is a proprietary scaled index developed by Riskalyze that reflects your very own “risk score” from 1-100, showing your unique risk fingerprint. We then match that score to that of your existing or prospective portfolio of investments, helping us to determine the risk-appropriateness of the portfolio

  • Fractional share purchases and sales ensure easy and effective dollar-cost-averaging and less cash drag on the portfolio. This is simply not possible with ETF-based portfolios on Charles Schwab, Vanguard, Fidelity, TD Ameritrade, E-Trade or other investment platforms which force you to buy full shares of each ETF, making maintenance of the decided-upon asset allocation by regular contributions at best, highly complex and very expensive or at worst, highly complex and virtually impossible, especially for lower balance accounts

  • An unlimited amount of different goals can have accounts assigned to them, each with a widely different possible risk profile, asset allocation and tax status. Types of accounts available to be managed are Individual or Joint Taxable Brokerage Accounts, Roth IRAs, Traditional IRAs (including Rollover IRAs and Inherited IRAs), SEP IRAs, SIMPLE IRAs and Trust Accounts for goals such as retirement planning, emergency funds, home deposit funds, tax-anticipation funds, wedding funds, vacation funds, setting-money-aside-for-kids funds, pretty much any financial goal you may have (see below for management of "held away" accounts)

  • Easy and quick electronic on-boarding, most accounts can be opened in a matter of minutes and funded electronically through bank checking account linking or rollovers

  • Fully tax-optimized portfolios

  • Tax-optimized “smart” dividend reinvestment

  • Zero transaction fees on any ETFs for any deposits or withdrawals

  • Zero platform fee

  • Zero account maintenance fees

  • Automated zero-cost constant, ongoing portfolio rebalancing

  • Automated zero-cost constant, ongoing tax-loss harvesting

  • Automated zero-cost asset location tax-saving strategy across accounts with different taxability profiles

  • Automated tax impact preview before any withdrawals

  • Easy, convenient, zero-transaction-cost online one-time single or automatically-scheduled weekly, bi-weekly, once a month, twice a month, quarterly or annual contributions to one or multiple accounts drawn from the electronically linked bank checking account

  • Exclusive integration of micro-investing strategies using Digit

  • Clients are fully invested in ETFs at all times and never at risk to active management “style drift” or emotional, “gut-reaction” driven trading, which generates internal capital gains taxes and excessive internal transaction costs which are passed on to the investor

  • Available charitable donation tax-optimization system

  • Algorithmic, optimized tax-lot selection for sales

  • An electronic archive and trade report of every single transaction

  • Secure, encrypted portal for sending and receiving sensitive documents of any size related to your portfolio

  • Full electronic annual tax reporting in an easy formats for your tax preparer or for simple integration with programs like Turbo Tax, H&R Block or Tax Act

  • Secure, encrypted and archived text messaging system for connecting with your advisor about your managed portfolios in a compliant fashion

  • Clients have unlimited email, phone and text access to their CERTIFIED FINANCIAL PLANNER™ professional to discuss their Anglia-managed portfolios

NOW AVAILABLE: "Held Away" Account Management

As well as portfolios available to be managed on the Anglia Advisors platform as described above, we are also able by means of advanced technology to analyze, assess, allocate, manage, rebalance and monitor accounts held elsewhere, including in-force, current 401ks, 403bs, 457 Deferred Comp Plans, Federal Thrift Savings Plans as well as accounts and IRAs held at other providers such as Schwab, Fidelity, Vanguard, TD Ameritrade, E-Trade etc. under the same fee schedule as for directly managed assets.

This eliminates the need to liquidate existing accounts and moving them to a new platform in order to have assets professionally managed and also provides our clients with the highly unusual opportunity to have their existing, current workplace retirement plan fully analyzed, allocated, managed and monitored by a CERTIFIED FINANCIAL PLANNER™ professional.

Contact us for more details.

 

Important note: As a Registered Investment Advisory firm, Anglia Advisors is not permitted to give direct tax or legal advice, but is permitted to broadly describe the tax or legal landscape in which the client may be operating.

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