What We Do
Anglia Advisors is a Registered Investment Advisor and is a flat-fee-only fiduciary personal finance consulting and investment management firm based in the heart of New York City, founded and managed by Simon Brady, CFP®, a CERTIFIED FINANCIAL PLANNER™ professional with extensive financial market and investment management experience. The firm offers personal finance consulting services and professional investment management to younger professionals and couples in their 20s, 30s and early 40s and provides financial consultations to anyone living and working in (or moving to) the US as a foreign national on a visa or green card.
Your goals. Your concerns. your dreams.
With decades of experience of financial markets, we have made it our business to understand the needs, goals, motivations and concerns of younger professionals as well as those of non-citizens in the US in the fields of investment and risk management, optimized debt management, real estate, insurance, college planning, estate planning, retirement planning, tax considerations, credit development, immigration planning and much more .
As a Registered Investment Advisor firm whose founder and principal is a CERTIFIED FINANCIAL PLANNER™ professional, all engagements are conducted under the Fiduciary Standard and our compensation comes 100% from our clients for our un-conflicted advice and optional asset management services and never from any commissions, product sales or kick-backs from investment product providers, insurance companies etc. We will never try to sell you anything.
We have put ourselves under a legal obligation to act in our clients’ best interests at all times and, unlike most financial advisors, we will never offer, recommend or sell you any financial product for which we are financially compensated by the provider. .
We can provide hourly-based personal finance consulting, analysis and project services. Clients are offered a service where we can analyze, allocate, manage and monitor some or all of their investment portfolios on our powerful, hi-tech, low-cost investment platform as well as analysis, allocation and management of existing, in-force retirement plans such as 401ks, 403bs etc..
These asset management services are also offered on a standalone basis with no financial planning or Hourly Sessions required. We can also run a full analysis, report on and make recommendations on your existing investment portfolio.
We offer a service that uses advanced technology to recommend an optimal way to deal with your student loan repayments. We also offer a college funding service where we can produce a report that details the likely real cost of various college types, what you will have to save to get there and how the FAFSA and CSS systems work.
We can provide our clients with access to a vast network of trusted financial and legal professionals.
You get to determine exactly how much personal financial planning you need, what issues you want addressing and control how it is delivered and when. You can access the expertise and experience of a CERTIFIED FINANCIAL PLANNER™ professional to work with you on your personal finance and investment needs on an hourly basis in a one-on-one environment conducted either in person or by video call. Without the commitment of a hefty up front payment or monthly fees, you can arrange for sessions of either two or three hours where you set the agenda and decide upon how many sessions are required. It can be simply a one-time "jump start" or a series of sessions over time where multiple issues can be addressed. Clients are also offered the availability of our ongoing portfolio management on our high-tech, low-cost managed investment platform.
FOREIGN NATIONAL CONSULTATION
Anglia Advisors has a particular specialty as a personal finance consultancy to foreign nationals living and working in the US on visas and green cards. In a single two-hour session, a CERTIFIED FINANCIAL PLANNER™ professional will talk to you about the different and sometimes significant issues you may face as a non-citizen in the US and explain and make recommendations as well as providing access to a wide range of specialists in the field of international law and taxes.
Anglia Advisors finally brings access to high quality direct professional money management at an affordable price to any individual investor, with no required minimum investment and without the need for an accompanying financial plan. We will design a customized asset allocation across multiple goals for your individual circumstances and implement this allocation on a powerful yet intuitive platform using a portfolio of ultra-diversified, low-cost exchange traded funds (ETFs). Your dedicated CERTIFIED FINANCIAL PLANNER™ professional will monitor the portfolios, ensuring that they remain appropriate for you using the very latest technology to ensure constant and automated rebalancing, asset location and tax-loss harvesting. You will receive exclusive monthly financial market reports to help you stay on top of your investments.
STUDENT LOAN REPAYMENT OPTIMIZER
There's one smart way to repay your student loan debt and many, many not-so-smart ways. Making used of advanced algorithmic technology, math principles and common sense, Anglia Advisors can show you that smart way, potentially knocking years off your repayment period and thereby potentially saving you thousands of dollars in interest payments. An analysis of refinancing and income driven repayment options is included. Your CERTIFIED FINANCIAL PLANNER™ professional will present his findings and send you a report with all the recommendations and scenarios included.
For clients with a wide ranging set of concerns that need addressing, Anglia Advisors will take an expansive, look at all aspects of your financial picture, from the asset allocation of your investments to your retirement plan and your estate plan, from your insurance coverage to student loan and other debt management, from real estate considerations to workplace benefits, from budgeting tools to client education and more. Your own, dedicated CERTIFIED FINANCIAL PLANNER™ professional will assess your current situation, make specific recommendations, make professional introductions and work side-by side with you to implement the plan (including ongoing optional portfolio management if required) and show you how to keep it on track as life happens. Client education about investments and personal finance is an integral part of the process.
COLLEGE PLANNING ANALYSIS
A customized report tailored for your family showing how much college is likely to cost under different scenarios and different colleges that you can pre-select. We then reverse-engineer the process to show you what you need to save to get there financially. A CERTIFIED FINANCIAL PLANNER™ professional will design a dollar-specific set of recommendations of where, why and how much to save for college, no matter how many are in your family. The report will also contain useful information on 529 Plans, FAFSA and CSS.