What We Do
Anglia Advisors is a fee-only personal finance advisory services and investment management firm based in the heart of New York City and founded by a CERTIFIED FINANCIAL PLANNER™ professional, working primarily with younger professionals in their 20s, 30s and up to early 40s and anyone living and working in (or moving to) the US as a foreign national on a visa or green card.
Your goals. Your concerns. your dreams.
With decades of experience of financial markets, we have made it our business to understand the financial needs, goals, motivations and concerns of younger professionals as well as those of non-citizens in the US in the fields of investment and risk management, optimized debt management, real estate, insurance, college planning, estate planning, retirement planning, tax considerations, credit development, immigration planning and much more .
As a fee-only fiduciary advisory firm whose founder and principal is a CERTIFIED FINANCIAL PLANNER™ professional, our compensation comes 100% from our clients for our un-conflicted advice and never from any commissions, product sales or kick-backs from investment product providers, insurance companies etc.
We have put ourselves under a legal obligation to act in our clients’ best interests at all times and, unlike most financial advisors, we will never sell you a product for which we are financially compensated by the provider. .
We can work closely with clients on an ongoing, subscription-based service. Or we can focus simply on analyzing, allocating, managing and monitoring your investment portfolios on our powerful, hi-tech, low cost investment platform. Or we can provide more bite-sized hourly-based personal finance consulting services. We use the latest in fin-tech solutions and provide our clients with access to a vast network of financial and legal professionals.
Anglia Advisors will take an expansive and wide-ranging look at all aspects of your financial picture, from the asset allocation of your investments to your retirement plan, from your estate plan to your insurance coverage, from the debt management of your student loans to saving for kids’ college, from real estate to workplace benefits, from budgeting tools to client education and more. Using powerful technology and a cost-effective subscription model, your dedicated CERTIFIED FINANCIAL PLANNER™ professional will assess your current situation, make specific recommendations, make professional introductions and work side-by side with you to implement the plan (including optional portfolio management if required) and keep it on track as life happens. Client education about investments and personal finance is an integral part of the process.
foreign national consultation
Anglia Advisors has a particular specialty as a personal finance consultancy to recently-arrived foreign nationals living and working in the US on visas and green cards, or those soon-to-arrive. In a single two-hour session, a CERTIFIED FINANCIAL PLANNER™ professional will talk to you about the different and sometimes significant issues you face as a non-citizen in the US and explain and make recommendations as to how the personal finance, legal and tax reporting system will impact you as well as providing access to a wide range of specialists in the field of international law and taxes.
Anglia Advisors finally brings access to high quality direct professional money management at an affordable price to any individual investor, with no required minimum investment and without the need for an accompanying financial plan. We will design a customized asset allocation across multiple goals for your individual circumstances and implement this allocation on a powerful yet intuitive platform using a portfolio of ultra-diversified, low-cost exchange traded funds (ETFs). Your dedicated CERTIFIED FINANCIAL PLANNER™ professional will monitor the portfolios, ensuring that they remain appropriate for you using the very latest technology to ensure constant and automated rebalancing, asset location and tax-loss harvesting. You will receive exclusive monthly financial market reports to help you stay on top of your investments.
student loan repayment plan
There's one smart way to repay your student loan debt and many, many not-so-smart ways. Making used of advanced algorithmic technology, math principles and common sense, Anglia Advisors can show you that smart way, potentially knocking years off your repayment period and thereby potentially saving you thousands of dollars in interest payments. Your CERTIFIED FINANCIAL PLANNER™ professional will present his findings and send you a full report with all the recommendations and scenarios included. This service is offered at no cost to Financial Planning clients only, but is also available on a stand-alone basis for a one-time fee to other clients and any other individuals.
HOURLY BASED SESSIONS
In the case of single life events, such as recent or impending marriage, divorce or widowhood, becoming new parents, considering the purchase of real estate, starting out in the workforce, changing workplace benefits like a new set of 401k fund choices, dealing with a financial windfall or professional promotion that require qualified, professional guidance, financial organization or simply a jump-start, Anglia Advisors is still the answer. You can still access the fiduciary expertise of a CERTIFIED FINANCIAL PLANNER™ professional to help you without the commitment of an ongoing financial planning relationship by arranging for a fixed-fee hourly-based session of either two or three hours where you set the agenda. You can optionally arrange for follow-up and additional sessions at your own convenience.
college planning analysis
A customized report tailored for your family showing how much college is likely to cost under different scenarios and different colleges that you can pre-select. We then reverse-engineer the process to show you what you need to save to get there financially. A CERTIFIED FINANCIAL PLANNER™ professional will design a dollar-specific set of recommendations of where, why and how much to save for college, no matter how many are in your family. The report will also contain useful information on 529 Plans, FAFSA and CSS. This service is offered at no cost to Financial Planning clients only, but is also available on a stand-alone basis for a one-time fee to other clients and any other individuals.