Financial Planning

Personalized, flat-fee financial planning is at the core of what we do at Anglia Advisors. You drive the process. Your goals. Your concerns. Your dreams. Our advice.

Why Financial Planning?  "A Foolish Game" by Snowflake (c) 2014 Licensed under a Creative Commons Attribution (3.0) license.

Investopedia Advisor Insights talks to Simon about Anglia Advisors' financial planning practice.

An engagement can be broad and all-encompassing or more narrowly-focused and concentrated on the particular issues that you feel need addressing.

In all cases, you will be working closely and interactively with a CERTIFIED FINANCIAL PLANNER™ professional committed, in writing, to always act in your best interests at all times in a fiduciary capacity. This advisor will never take commissions or payments from any third parties to promote, recommend, or sell products to you.

Courtesy: www.kitces.com

Courtesy: www.kitces.com

Once we have determined the scope of the engagement, by means of a no-cost, no-commitment initial consultation, advisory services will be provided for a fully transparent flat fee, with a monthly retainer model available to maintain access to your planner going forward. Investments can also be professionally managed for a fee with no minimum investment level.

We ensure you are educated along the way. Not only will you fully understand the mechanics, potential outcomes, and risks of implementing the recommendations but also you will have the tools to maintain your journey toward financial security.


We offer a full suite of various financial planning services. These range from an all-encompassing full financial plan with an ongoing retainer services plus cost-efficient money management to a Quick-$tart plan with a monthly subscription to a one-time Jump-$tart to an hourly-based service model where smaller bites of the financial planning process can be tackled in single sessions. 

We also offer tax-optimized, cost-effective customized stand-alone investment management services with no minimum investment required using some of the most advanced technology available today. 

We are happy to discuss whatever kind of services you require.

Contact us to chat about it.

As a Registered Investment Advisor, Anglia Advisors is NOT permitted to offer direct tax advice, legal advice or medical advice, either domestic or international, and no firm communications of any kind (written, media, electronic or verbal) should be construed as such.


We have various prepared solutions that address particular needs:

Full Financial Plan, Retainer & Portfolio Management Package: 

Our flagship service. Let an Anglia Advisors CERTIFIED FINANCIAL PLANNER™ professional take a look at your total financial picture and curate a plan for you, your finances, and your future.

The initial engagement will be interactive using the latest advanced financial technology, resulting in detailed analysis, financial organization and consolidation, specific asset allocations, and recommendations in all areas of your financial life. Particularly appropriate for couples with commingled assets, children (or planning on it) and those with investments, college and/or retirement funds already in place.

You then continue indefinite ongoing access to your financial planner and all of our services, including your own client portal as well as a secure personalized document storage site. You will also receive implementation assistance and access through our network to many other specialist financial, tax, and legal professionals.  

Retainer clients will have unlimited email access to their planner, small/medium size project work as well as a number of in-person/video-conference meetings during the course of the year.

Professionally-allocated, tax-optimized, diversified, low cost investment management services with no minimum investment level are provided as a part of this package at a deep discount.

Along the way, your financial planner will guide you to fully understand the nature of any recommended investments as well as their risk/reward profiles.


Quick-$tart, Retainer + Professional Portfolio Management Package

For those who need financial organization, ongoing personal finance guidance and portfolio creation and management but not necessarily a full financial plan right now.

You start with an immediate Anglia Quick-$tart package which summarizes your broad situation, identifies areas for attention, starts to make some recommendations of useful strategies right away and provides a wealth of information and resources on exactly the financial planning issues that you specifically want to address as well as giving access to all the firm's financial planning features, such as your own client portal as well as a secure personalized document storage site, micro-investing strategies and a free ShareFile account.

Then you move straight to a monthly retainer model and work closely with an Anglia Advisors CERTIFIED FINANCIAL PLANNER™ professional to get yourself on track with addressing your financial needs, goals and concerns by building wealth in a smart, cost effective and tax-efficient way while also examining all financial planning issues in the fields of estate planning, insurance, debt management, taxes, retirement planning, education funding, real estate etc., all without the need for the time and expense of a Full Plan, if you truly do not need one at this time.

You then continue indefinite ongoing access to your financial planner and all of our services. You will also receive implementation assistance and access through our network to many other specialist financial, tax, and legal professionals.  

Suitable for younger professionals, perhaps at an earlier stage of their financial journey, who have maybe not yet built a significant or complex asset base that needs detailed analysis in a Full Plan, but who are looking to build wealth over time with the ongoing guidance of a qualified CFP®, professional investment management and access to the latest in financial technology.

This plan gives clients the full benefits of Anglia Advisors acclaimed portfolio management platform that offers some of the most powerful algorithmic cost reduction and tax efficiency features available today, all at a discounted rate when combined with the Quick-$tart report and a retainer service. 


Portfolio Management Only Package:

Now you can access professional, low cost, diversified, tax-optimized asset allocation and investment management with no minimum investment required. An Anglia Advisors CERTIFIED FINANCIAL PLANNER™ professional can set up, allocate, and manage as many accounts as you need (regular taxable investment accounts, Traditional IRAs, Rollover IRAs, Roth IRAs, SEP IRAs, trust accounts, emergency funds, vacation funds, estimated tax payment accounts, home deposit accounts, wedding accounts, etc.) according to our Core Investment Policy Statement after careful analysis of your unique individual circumstances, the time horizon and goal for each account as well as your risk tolerance/capacity. 

This is an investment management plan. There are no broader financial planning features associated with this plan.

Anglia Advisors recommended portfolios are optimized for maximum tax efficiency using powerful algorithmic technology and the concept of asset location. This can have the effect of increasing real rates of return over long periods of time by ensuring that any investments that generate higher taxes are placed in tax-advantaged accounts and that taxable accounts hold more of any lower tax-generating investments.

Our platform uses the most advanced technology available to offer multiple features not found elsewhere on traditional investment platforms.


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Single Financial Planning Sessions:

Sometimes you need just a single issue or a small number of issues to be addressed. You can still access a dedicated Anglia Advisors CERTIFIED FINANCIAL PLANNER™ professional to work one-on-one you in a customized single personal finance session on just what is it is you wish to achieve or what is concerning you at that time, without the need for a full-blown plan or ongoing future guidance.

This can include investments, college planning scenarios, estate planning needs, insurance needs, or any other financial planning-related topic you want to discuss - including foreign national issues for non-citizens living and working in the US. Sessions take place in person at our location in New York City or by videoconference and a choice of 90 minute or 3 hour meeting durations is offered. 


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Portfolio Check:

Have a qualified and fiduciary CERTIFIED FINANCIAL PLANNER™ professional act as a "second set of eyes" and analyze the portfolio that either you or your current advisor have put together. This may be particularly important if your current advisor is a non-fiduciary, commission-based advisor at a bank, credit union, brokerage firm or insurance company. These people are not under any requirement to put your interests ahead of their own when recommending investments and asset allocations and this fact may well be reflected in the contents of your portfolio.

Or maybe you just want a second opinion on the portfolio that you created for yourself or someone else. 

We can also conduct one-time financial planning project work for an hourly fee.