Financial Planning

Personalized, flat-fee financial planning is at the core of what we do at Anglia Advisors. You drive the process. Your goals. Your concerns. Your dreams – using our advice.

An engagement can be broad and all-encompassing or more narrowly-focused and concentrated on the particular issues that you feel need addressing.

In all cases, you will be working closely and interactively with a CERTIFIED FINANCIAL PLANNER™ professional committed, in writing, to always act in your best interests at all times in a fiduciary capacity. This advisor will never take commissions or payments from any third parties to promote, recommend, or sell products to you.

Once we have determined the scope of the engagement, by means of a no-cost, no-commitment initial consultation, advisory services will be provided for a fully transparent flat fee, with a monthly retainer model available to maintain access to your planner going forward. Investments can also be professionally managed for a fee with no minimum investment level.

We ensure you are educated along the way. Not only will you fully understand the mechanics, potential outcomes, and risks of implementing the recommendations but also you will have the tools to maintain your journey toward financial security.

 

We offer a full suite of financial planning services which can be customized to your individual needs. These range from an all-encompassing full financial plan with ongoing retainer services plus cost-efficient money management, to an hourly-based service model, where smaller bites of the financial planning process can be accomplished in single sessions.

We also offer tax-optimized, cost-effective customized stand-alone investment management services with no minimum investment required using some of the most advanced technology available today. 

We are happy to discuss whatever kind of services you require.

Contact us to chat about it.

 

We have various prepared solutions that address different needs, service levels and price points. 

Click on each plan's logo for more details:

Our flagship service. Let an Anglia Advisors CERTIFIED FINANCIAL PLANNER™ professional take a look at your complete financial picture and then work with you for six months to curate a full, holistic financial plan with extensive recommendations for you, your finances, and your future.

The experience will involve use of the latest advanced financial technology, resulting in detailed analysis, financial organization and consolidation, specific asset allocations, and recommendations in all areas of your financial life beyond just your investments, including a look at your estate plan, debt management and tax strategies, our Anglia Cash Check service, our Anglia Life Insurance Check service, college funding, workplace benefits, our Anglia Real Estate Check service, retirement projections and future cash flow scenarios as well as an extensive educational component .

This plan is particularly appropriate for professional couples with assets in place which need analysis and recommendations, with children (or planning on it) or professional singles with some assets, investments or retirement funds already in place and in need of analysis and who want to turn their financial lives around for the better.


For those who need financial organization, ongoing personal finance guidance and portfolio creation and management on a retainer basis.

You start with an immediate Anglia Quick-$tart package which summarizes your broad situation, identifies areas for attention, starts to make some recommendations of useful strategies right away and provides a wealth of information and resources as well as giving access to all the firm's financial planning features, such as your own client portal as well as a secure personalized document storage site, micro-investing strategies and a free ShareFile account. Then you move straight to a monthly retainer model and work closely with an Anglia Advisors CERTIFIED FINANCIAL PLANNER™ professional to get yourself on track with addressing your financial needs, goals and concerns by building wealth in a smart, cost effective and tax-efficient way including our Anglia Cash Check service, Anglia Life Insurance Check service and Anglia Real Estate Check service.

This plan is suitable for younger professionals, who are at an earlier stage of their financial journey, who have not yet built a significant or complex asset base in need of deep analysis, but who are looking to build wealth over time with the ongoing guidance of a qualified CFP®.


Now you can access professional, low cost, diversified, tax-optimized asset allocation and investment management with no minimum investment required. An Anglia Advisors CERTIFIED FINANCIAL PLANNER™ professional can set up, allocate, and manage as many accounts as you need (regular taxable investment accounts, Traditional IRAs, Rollover IRAs, Roth IRAs, SEP IRAs, trust accounts, emergency funds, vacation funds, estimated tax payment accounts, home deposit accounts, wedding accounts, etc.) after careful analysis of your unique individual circumstances, the time horizon and goal for each account as well as your risk tolerance/capacity.

Various portfolio strategies are available, including a Socially Responsible Investing option and a "smart beta" approach to your investments.

This is an investment management-only plan. There are no broader financial planning features associated with this plan.


For those looking to have their financial situation analyzed and broad recommendations made by a CERTIFIED FINANCIAL PLANNER™ professional, without the commitment of an ongoing retainer-based engagement or a six month commitment, Anglia Advisors's Jump-$tart or Jump$tart PLUS is the ideal solution as a one time deep dive into your finances.

The Jump-$tart reports will look at your taxable and non-taxable investments, workplace retirement plan, the current estate planning and estate tax consequences to you and your family in the case of your death, existing insurance coverage, college planning needs, debt management (student loans & mortgages), real estate, cash flows, retirement and education funding preparedness, emergency readiness, credit development and more. A CERTIFIED FINANCIAL PLANNER™will deliver specific recommendations at the conclusion of the analysis.
 

If you wish to add unlimited ongoing access to your own client portal as well as an unlimited electronic vault and extensive personal finance education library to the Jump-$tart report, we offer a Jump-$tart PLUS option for a small additional fee.


Sometimes you need just a single issue or a small number of issues to be addressed. You can still access a dedicated Anglia Advisors CERTIFIED FINANCIAL PLANNER™ professional to work one-on-one you in a customized single personal finance session, on just what is it is you wish to achieve or, what is concerning you at that time, without the need for a full-blown plan or ongoing future guidance.

This can include investments, college planning scenarios, estate planning needs, insurance needs, or any other financial planning-related topic you want to discuss - including foreign national issues for non-citizens living and working in the US.

Sessions take place in person at our location in New York City or by video conference/screen-share and a choice of 90 minute or 3 hour meetings is available. 


Portfolio Check:

Have a qualified and fiduciary CERTIFIED FINANCIAL PLANNER™ professional act as a "second set of eyes" and analyze the portfolio that either you or your current advisor have put together. This may be particularly important if your current advisor is a non-fiduciary, commission-based advisor at a bank, credit union, brokerage firm or insurance company. These people are not under any requirement to put your interests ahead of their own, when recommending investments and asset allocations and this fact may well be reflected in the contents of your portfolio. Maybe you just want a second opinion on the portfolio that you created for yourself or someone else. 

We can also conduct a one-time financial planning project for an hourly fee.


As a Registered Investment Advisor, Anglia Advisors is NOT permitted to offer direct tax advice, legal advice or medical advice, either domestic or international, and no firm communications of any kind (written, media, electronic or verbal) should be construed as such.